Atal Pension Yojana: The Central Government had started the Atal Pension Yojana to provide pension to the workers of the unorganized sector.
New Delhi: Atal Pension Yojana: The Central Government had started the Atal Pension Yojana to provide pension to the workers of the unorganized sector. This scheme was started by Prime Minister Narendra Modi on 9 May 2015. The rapid involvement of people in this scheme is telling how successful this scheme is.
More than 3.3 crore people joined APY
According to the data of PFRDA, the number of subscribers of Atal Pension Yojana (APY) has increased by 3.30 crores till 25 August 2021. In the current financial year, more than 28 lakh accounts have been opened under this pension scheme.
18 years old can join
According to PFRDA data, about 78% of the subscribers have opted for a pension plan of Rs 1,000. At the same time, about 14% of the subscribers have opted for a pension scheme of Rs 5,000. Under this scheme, after 60 years of age, pension of Rs 1,000, 2,000, 3,000, 4,000 and Rs 5,000 is available. Any citizen of 18 to 40 years who has a savings account in a bank or post office can join this scheme.
Maximum Rs 5,000 pension is available
If you open an account under this scheme, then you will have to deposit Rs 210 every month. Accordingly, in a year it will be Rs 2520. You will have to do this Rs 210 till the age of 60 years. After this, 5 thousand rupees will keep coming in your account every month, which will be 60 thousand rupees annually.
To get the maximum benefit, you have to join this scheme as soon as possible. If you join this scheme at the age of 18, then you can get a pension of Rs 5,000 every month by depositing only 7 rupees every day in this scheme. For this, you have to deposit Rs 210 per month.
At the same time, for a monthly pension of Rs 1000 every month, only Rs 42 will have to be deposited per month. While Rs 84 for Rs 2,000 pension, Rs 126 for Rs 3,000 and Rs 168 for monthly pension of Rs 4,000 will have to be deposited every month.
How to invest
- To invest in Atal Pension Yojana, visit https://enps.nsdl.com/eNPS/NationalPensionSystem.html website.
- Submit your Aadhar card details here.
- As soon as you do this, OTP will come on your registered mobile number, verification will be done as soon as you enter it.
- Now give the information of the bank, in which type the account number and address, your account will be activated as soon as you do this.
- After this, you fill all the information about the nominee and premium payment.
- Now e-sign the form for verification. With this, your registration for Atal Pension Yojana will be completed.
