Today, the PAN card is no longer just a document for filing taxes or opening a bank account, but has also become a crucial document for your identity and financial security.
 More than half of financial processes , including large transactions, loans, credit cards , property purchases , and investments , require a PAN card. But have you ever wondered where your PAN card is being used and whether someone else is exploiting it?
Many such cases have come to light in the past where people’s PAN cards were being used in places they were unaware of. So, today we ‘ll tell you how you can find out where your PAN card is linked.
How to find out where your PAN card is linked?
A credit report is considered the easiest and most reliable way to find out where your PAN card has been used . Credit bureaus  like CIBIL, Experian , Equifax , and CRIF Highmark keep records of all loans and credit taken in your name . You can visit these websites and request a free or paid credit report by entering your PAN and mobile number .
 How to get credit report sitting at home ?
- To get your credit report from home, first open the website of any credit bureau like CIBIL, Experian and Equifax .
- After this, select the option to check credit report or free credit score .
- Now fill in the details like your name, date of birth , address and PAN number.
- Now you may have to pay for the report on some websites, while some websites also offer free trials .
- Clicking on this will reveal your credit report, which will show you which loans are active in your name, from which banks, when, and for what amount .
What to do if you find misuse of PAN card?
If you notice any discrepancies in your PAN card credit report , such as a misappropriation of funds, you should immediately contact the relevant bank or institution. You can also file an FIR or report cybercrime with the police . You can also inform the Income Tax Department. Additionally, regularly check your credit report.
How to check Aadhaar-PAN link?
Nowadays, according to government directives, it’s mandatory to link your PAN card with your Aadhaar. To check whether your PAN card is linked to your Aadhaar, visit the Income Tax e- filing portal . Enter your PAN and Aadhaar numbers . Click View Link Aadhaar Status , and the link status will be displayed on your screen . Keep in mind that if your PAN card isn’t linked to Aadhaar, your financial work may be hindered or your PAN card may be deactivated .
