ECHS or CGHS Card: Which Is More Beneficial: Let us tell you about CGHS and ECHS cards. What is the difference between the two cards and which one is more beneficial.
ECHS or CGHS Card Which Is More Beneficial: Health is a very important part of everyone’s life. Often a lot of people’s money is spent on the treatment of diseases. That is why people make arrangements in advance to avoid such unwanted expenses. Many people get health insurance for this. So that they do not have to worry about any kind of health related problem in the future. But not everyone needs to take health insurance.
Because they have the benefit of facilities run by the government. Central employees get health benefits from the Government of India. In which they are treated. Along with this, the government also gives the benefit of health services to former central employees. For this, CGHS and ECHS cards are issued. Let us tell you what is the difference between these two cards and which one gives more benefits.
What is the difference between ECHS and CGHS?
Let us tell you that both ECHS and CGHS cards are for central government employees. Through these cards, they get the benefit of government health services. The full form of ECHS is Ex-Servicemen Contributory Health Scheme and CGHS is Central Government Health Scheme.
CGHS card is currently available to employees working under the Central Government or central employees who have retired. On the other hand, ECHS card is made for those who have retired from the army i.e. retired army employees. In ECHS, you have to make a lump sum contribution. On the other hand, in CGHS, you have to make a contribution every month based on salary and rank.
Which is more beneficial?
Both ECHS and CGHS cards are for central government employees. But ECHS is only for retired employees of Indian Navy, Air Force and Air Force. CGHS card is given to central government employees of other ministries, MPs, judges. In ECHS you have to contribute only once. Whereas in CGHS you have to contribute every month. ECHS has a network all over the country. Whereas CGHS is in only a few cities of the country. In ECHS you get the facility of getting treatment in Tier-I hospital. But not in CGHS. That is, overall, ECHS card is more beneficial than CGHS card.
