While the common man got relief from inflation after the GST reform, now the National Payment Corporation of India (NPIC) has increased the limit per transaction to Rs 5 lakh. However, this facility will be applicable to those institutions which come under the tax net.
With this change, it will be very easy for customers to make big payments. With the increase in the limit, making digital payments will become more convenient.
New rules will come into effect from September 15
NPCI issued a circular saying, “These new rules will be implemented from 15 September 2025. This increased facility will be applicable on transactions between person to merchant. At the same time, in the case of person to person, the limit of Rs 1 lakh will continue. All banks will implement these increased limits from September 15.”
Verified traders will be able to make a payment of Rs 5 lakh at a time
At the same time, NPCI has increased the limit of transactions in capital market and insurance sector to Rs 10 lakh in 24 hours, earlier this limit was up to Rs 2 lakh. That is, verified traders can transact up to Rs 5 lakh at a time and a total of Rs 10 lakh in 24 hours.
Credit card, loan, EMI payment limit increased
Apart from this, the payment limit of credit card has been increased from Rs 2 lakh to Rs 5 lakh. Also, the total payment can now be made up to Rs 6 lakh in 24 hours. Also, the transaction limit related to loan, EMI has been increased from Rs 2 lakh to Rs 5 lakh. At the same time, the total transaction can be done up to Rs 10 lakh in 24 hours.
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