UPI Payment : Big news for digital payment users. Payments made through UPI apps like Google Pay, PhonePe, and Paytm will be viewable and managed in one place. The National Payments Corporation of India (NPCI) has announced a major update to the Unified Payments Interface (UPI) system. This new feature will be effective from December 31, 2025.
Now all autopayments will be visible from a single app
Under the new system, users will now be able to view and manage all their payments and autopayments from a single UPI app, such as Google Pay, PhonePe, or Paytm. This means that whether you’ve set up an electricity bill autopayment with Google Pay or a Netflix subscription with PhonePe, you’ll now be able to control all these payments from a single app. You won’t have to open different apps repeatedly.
What was the problem till now?
Until now, users had to go into each app separately to check for autopayments. This made tracking and managing payments difficult. But now, it’s all conveniently located in one place, improving financial planning.
NPCI has clarified that this update will not put any pressure on users. There will be no cashback offers or notifications promoting any app. Users will be able to decide which app they want to use to view and manage their autopayments. New security features like face recognition and biometric verification have also been added, making UPI transactions even more secure.
The rule will be applicable to all apps by December 2025
NPCI has directed all UPI apps and payment service providers to implement this feature by December 31, 2025.
What will be the benefit to the users
This change will allow all autopayments, such as electricity bills, mobile recharges, subscriptions, or loan EMIs, to be visible in one place. If a user wishes to change their UPI app, they can easily transfer all their autopayments to another app. This feature will be extremely useful for those who use multiple UPI apps. This will save time and provide better control over money transactions.
