Small Savings Scheme Latest Interest Rate: The government has not made any change in the interest rates of small savings schemes including PPF for the second quarter of the current financial year starting from July 1.
Small Savings Scheme Latest Interest Rate: The government’s decision has come on the interest rates of small savings schemes including PPF, Sukanya Samriddhi Yojana and NSC. In fact, the government has not changed the interest rates of small savings schemes including PPF for the second quarter (July-September) starting from July 1. This is the sixth consecutive quarter when the government has not changed the interest rates on these small savings schemes. This means that the current interest rates will remain the same in the second quarter of the current financial year 2025-26. This information has been given in the notification issued by the Ministry of Finance.
Earlier, there was no change in the interest rates of small savings schemes in April-June (Q1FY26), January-March (Q4FY25), October-December (Q3FY25), July-September (Q2FY25) and April-June (Q1FY25). The Finance Ministry said in a notification, “The interest rates on different small savings schemes will remain unchanged for the quarter starting from July 1, 2025 and ending on September 30, 2025. These schemes will continue to get the same interest rate which was notified for the April-June quarter of the financial year 2025-26. ”
Interest rates of small savings schemes-
• Sukanya Samriddhi Yojana – 8.2 percent
• 3-year term deposit – 7.1 percent
• Public Provident Fund (PPF) – 7.1 percent
• Post Office Savings Deposit Schemes – 4 percent
• Kisan Vikas Patra – 7.5 percent (matures in 115 months)
• National Savings Certificate (NSC) – 7.7 percent
• Monthly Income Scheme – 7.4 percent
• Senior Citizen Savings Scheme – 8.2 percent
The government runs 12 small savings schemes
The central government runs 12 main small savings schemes like Kisan Vikas Patra, PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi Yojana, Post Office Savings Account and National Savings Monthly Income Scheme. In these schemes, money can be deposited for small savings for different periods. The government also gives tax exemption on investing money in some schemes.
