Post Office Scheme: Any person between the age of 19 years to 55 years can invest in the Gram Suraksha Yojana scheme. In this scheme of the post office, you can invest at least Rs 10,000 and a maximum of Rs 10 lakh. In this scheme of the post office, you can create a big fund without any risk.
Post Office Scheme: There are many such schemes of the post office which are quite popular. There is no risk of any kind on investing in these schemes. Lakhs of people like to invest in the schemes of the post office. Many schemes have been launched under the Rural Postal Life Insurance of the post office. One of these is Gram Suraksha Yojana. For this scheme, you have to spend Rs 50 daily, after which you can create a big fund of up to Rs 35 lakh.
Actually, many types of savings schemes are run in the Indian Post Office. Crores of people are getting good returns by investing in the schemes of the post office. That is why many people invest money in the schemes of the post office. There is no risk in investing money in post office schemes. Here the return is guaranteed.
Know what is Gram Suraksha Yojana
Those who invest in Gram Suraksha Yojana can get a full benefit of 35 lakhs. This amount of this scheme is given to the investor at the age of 80 years along with bonus. If the person investing dies before the age of 80 years, then his nominee gets this amount. Any citizen of India from 19 years to 55 years can invest in this scheme. In this, an investment of Rs 10,000 to 10 lakhs can be made. You can pay its installment on monthly, quarterly, half-yearly or yearly basis. If you buy Gram Suraksha Yojana at the age of 19, then till the age of 55 years you will have to pay a premium of Rs 1,515.
Bonus is available in Gram Suraksha Yojana
Those who invest in this scheme get the facility of loan after four years. If a policyholder wants to surrender it, he can surrender it three years after the date of commencement of the policy. Bonus is also available after five years on investment in this scheme.
How much money will be received?
If an eligible person deposits Rs 1,500 every month in this scheme. That is, only Rs 50 has to be spent daily. On maturity of the scheme, a return of up to Rs 35 lakh can be received.
When does one get the full amount?
An investor will get Rs 31,60,000 on maturity in a period of 55 years, Rs 33,40,000 on maturity in 58 years and Rs 34.60 lakh in 60 years. Under the Gram Suraksha Yojana, the money is handed over on completion of 80 years of age. On the other hand, if the person has died, then this money is given to the nominee.
Most Read Articles:
- 5 Special Post Office schemes: You will get more than 8% return on these schemes, check complete schemes
- Post office superhit scheme: Deposit Rs 12,500 monthly, you will earn Rs 65.58 lakh as interest income, know here complete details
- Credit Card Link UPI: Link your credit card to UPI from home, know step-by-step guide
