PAN Aadhaar Link Last Date: If you haven’t yet linked your PAN card and Aadhaar card, don’t delay. The Income Tax Department has clarified that if the two documents aren’t linked by December 31, 2025, your PAN card will become inoperative. Filing taxes, opening a bank account, or making investments will become difficult.
Nowadays, a PAN card is essential for every financial task, whether filing an income tax return (ITR), opening a new bank account, or transacting a large sum of money. In such a situation, if your PAN card becomes inactive, it can cause problems.
If you do not link your PAN with Aadhaar, you will face problems.
A PAN card is a 10-digit unique code issued by the Income Tax Department. It helps track all of an individual’s financial transactions. Failure to link it to Aadhaar can lead to problems opening a bank account, taking out a loan, or obtaining a credit or debit card. Your PAN card may also be deactivated.
What will happen after December 31?
If you don’t link your PAN and Aadhaar by the deadline of December 31, 2025, your PAN will be deactivated. After this, you will be unable to perform many important tasks, such as:
- You will not be able to file ITR
- The return already filed will also be considered invalid.
- Your tax refund may be withheld.
- Bank accounts may be put on hold
- Without an active PAN, investment in mutual funds, shares or SIP will not be possible.
According to CBDT, a penalty of up to Rs 1000 can be imposed for linking after the deadline.
How to link PAN-Aadhaar online?
If you have Aadhaar number then you can link both the documents sitting at home.
- First of all go to the website of Income Tax Department https://www.incometax.gov.in.
- Click on Link Aadhaar option on the home page.
- Now fill your PAN number, Aadhar number and other necessary information.
- OTP will come on the registered mobile number, enter it.
- After verification the linking process will be completed.
The method of linking offline is also easy
If you can’t do it online, you can also go to your nearest PAN Service Center or Income Tax Office to complete the linking. You’ll need to provide a self-attested copy of your PAN card, Aadhaar card, and an application form. Upon submitting the form, you’ll receive a receipt that will allow you to track the status.
Before linking PAN-Aadhaar, please check this.
Information such as name, date of birth, and gender must match the PAN and Aadhaar. If there are any errors, correct them first, otherwise the linking will fail.
How to check if your PAN is active or not
You can check your PAN status from the comfort of your home:
- Go to Income Tax e-filing website https://www.incometax.gov.in.
- Click on Verify Your PAN option in Quick Links.
- Enter PAN number, full name, date of birth and mobile number here.
- After entering the OTP, the system will tell you whether your PAN is active or not.
Investment and banking also affected
If the PAN is deactivated, facilities like share trading, mutual fund investment or SIP will be stopped. Higher TDS may be deducted from the bank account and opening a new account will also be difficult. Therefore, it is better to complete the PAN-Aadhaar linking before the deadline, so that your financial work continues without any interruption.
