How to download last year’s ITR for bank loan, visa or government scheme? Why is ITR-V necessary, where to get it, and how to open the file by entering the password. Know every detail here.
ITR File Download Step by Step Procces: Do you need old ITR for bank loan? Or have you been asked for last year’s income details at the time of visa application? Or do you have to provide income proof for applying for any government scheme? There are many such occasions when we need a copy of our old Income Tax Return (ITR).
Many times the Income Tax Department can also issue a notice and ask for some information, to answer that too the old ITR may be needed. If you have paid more tax in any year and did not get its refund, then you may have to tell the ITR of that year.
Now the question arises that how to get a copy of last year’s or older ITR? The answer is, very easily. This entire process is online, and in a few easy steps you can download it sitting at home.
Why do we need ITR?
ITR is not just proof of paying tax to the government, it is also a record of your financial credibility. Many private and government institutions, especially banks and visa agencies, ask for proof of your income. At that time, last year’s ITR-V or complete return file helps you.
What things will be required to download ITR?
To download old ITR, you must have PAN number, income tax portal password and mobile number, because OTP comes during login. Apart from this, it is also necessary to have a laptop or smartphone and internet connection.
Step-by-step process to download ITR
- First of all, you have to go to the official website of Income Tax Department www.incometax.gov.in.
- To login, enter your PAN number as user ID and then login through password and OTP.
- Once you are logged in, click on the ‘e-File’ section given at the top of the website. There you will find the option of ‘Income Tax Returns’, selecting which will take you to the ‘View Filed Returns’ page.
- Here you will now see all the ITRs filed by you in the past years. Select the year for which you want the return.
- Usually AY (Assessment Year) is written, like if you have filed ITR for the financial year 2023–24, then its AY will be 2024–25.
- An option like ‘Download ITR-V’ or ‘View Details’ will be available in front of the selected year.
- ITR-V, i.e. Acknowledgement Form, is a kind of proof that you had submitted the ITR. Download it.
What password should I enter to open the PDF?
The downloaded PDF file is password-protected. To open it, a password of a specific format is required:
Password = PAN number (in capital) + Date of Birth (in DDMMYYYY format)
For example, if your PAN number is ABCTY1234F and date of birth is 15 March 1990, then the password will be:
ABCTY1234F15031990
What if you forgot the password?
No worries. There is an option of “Forgot Password” on the login page of the income tax portal. By clicking there, you can reset the password with the help of OTP or security questions.
You can also download from the mobile app
If you are a mobile user, then download the mobile app of the Income Tax Department. The login process is the same, and from there also you can download a copy of ITR-V.
If you filed ITR through a CA?
In such a case, it is possible that you do not have the form. No need to worry, you can ask your chartered accountant for the XML or JSON file and the complete ITR report. But getting the form yourself from the portal is always a safer and faster way.
ITR is not just a piece of paper, it is a record of your income which comes in handy on many important occasions. Downloading it on time and keeping it safely in digital or print form strengthens your financial planning.
