Indian Bank has extended the investment deadline for two of its special fixed deposit schemes—IND Secure (444 Days) and IND Green (555 Days). Investors can now invest until December 31, 2025. These schemes offer interest rates of up to 7.45%, which is particularly beneficial for senior and super senior citizens.
Indian Bank has given its customers a significant gift. The bank has extended the deadline for investing in both of its special fixed deposit schemes—IND Secure (444 Days) and IND Green (555 Days). This means you have more time to invest in these schemes.
The last date for these was September 30, 2025, which has now been extended to December 31, 2025. These schemes offer different interest rates for general customers, senior citizens, and super senior citizens, with interest rates up to 7.45%.
IND Secure FD: Great returns in 444 days
Under this scheme, investments can be made for a period of 444 days. General citizens will receive 6.70% interest, while senior citizens will receive 7.20% interest. Furthermore, super senior citizens will receive returns of up to 7.45%.
This scheme was launched on May 8, 2025. The minimum investment starts at ₹1,000 and can go up to ₹3 crore. This scheme comes with FD/MMD with callable options, meaning investors can withdraw the FD prematurely if needed.
IND Green FD: Guaranteed returns with the environment
This scheme of Indian Bank is designed with environmental friendliness in mind. Investors’ money in IND Green FDs is invested in projects that promote sustainable development.
The investment period is 555 days. For ordinary individuals, investing for this period earns a return of 6.60%. Senior citizens can earn a return of 7.10%. Super senior citizens can earn a return of 7.35%. Investments can range from a minimum of ₹1,000 to a maximum of ₹3 crore.
Other FD rates of Indian Bank are also attractive
The new interest rates (Revised FD Rates) applicable from August 1, 2025 are as follows:
| Investment Period | Interest Rate (General Customer) |
|---|---|
| 7–14 days | 2.80% |
| 15–29 days | 2.80% |
| 30–45 days | 3.00% |
| 46–90 days | 3.25% |
| 91–120 days | 3.50% |
| 121–180 days | 3.85% |
| 181 days–less than 9 months | 4.50% |
| 9 months–less than 1 year | 4.75% |
| 1 year | 6.10% |
| Less than 1–2 years (excluding 444 days) | 6.50% |
| 444 days (IND Secure) | 6.70% |
| 555 days (IND Green) | 6.60% |
| Less than 2–3 years | 6.40% |
| Less than 3–5 years | 6.25% |
| 5 years or more | 6.00% |
Why is investing in FD beneficial?
- Guaranteed Returns: Completely protected from market risks.
- Liquidity Option: Facility to break FD if needed.
- Super Senior Benefits: Higher interest for older customers.
- Tax Saving: Tax exemption on certain FDs (Tax Saving FD).
What did the bank say?
Indian Bank said, “Our aim is to provide our customers with the confidence to invest at a better interest rate. The new schemes are not only safe but also beneficial to the environment and society.”
