EPFO Rule change 2025: Most of the employees working in India have a PF account, which is managed by EPFO i.e. Employees Provident Fund Organisation. Now EPFO has taken an important decision for its employees and their families, which will provide great help to the family members in difficult times.
Now death relief fund will be Rs 15 lakh
Earlier, only Rs 8.8 lakh was available under the Death Relief Fund (EPFO Death Relief Fund), now it has been increased to Rs 15 lakh. This new rule has come into effect from April 1, 2025. That is, if a member dies after this date, the family will get Rs 15 lakh directly. This amount will be given to the nominated member or legal heir of the employee from the Staff Welfare Fund.
5% increase every year
Not only this, EPFO has also clarified that this amount will increase by 5 percent every year from April 1, 2026. This means that families will be able to get more financial support in the coming years.
Making death claims is now easy
EPFO has also simplified the process related to claims. If money is to be transferred to the account of minor children, then there will be no need for a Guardianship Certificate. This means that the family will not have to face the same difficulties in claim settlement (EPFO Simplifies Claim Settlement Process).
Linking Aadhaar with UAN will be hassle free
Many employees are still unable to link their Aadhaar with UAN or Aadhaar needs correction. For such cases, EPFO has simplified the process of joint declaration so that members can update or link Aadhaar details without any hassle.
Why is this decision important for employees?
This move of EPFO is a big relief for those families who face financial difficulties after losing their member. Now not only has the compensation amount increased but it will also increase every year. Along with this, processes like claim and Aadhar link have also become easier, so that employees and their families can get timely help.