FD Rates August 2025: RBI has kept the repo rate stable at 5.5% in the MPC of August 2025. This can keep the FD rates stable for now. See here the list of public and private banks, which are currently offering the highest FD interest rate.
FD Rates August 2025: RBI has kept the repo rate unchanged at 5.5% in the MPC of August. This is good news for those making fixed deposits (FD). Because this can keep the FD rates stable for now. Know here which public and private banks are currently offering the highest FD rates.
Central Bank of India
If we talk about public sector banks, then Central Bank of India is offering the highest FD interest rate of up to 7%. The rate is 6.60% on one-year FD and 6.50% on five-year FD. This is considered to be the most attractive offer among public sector banks. Senior citizens also get the benefit of additional interest rate.
Punjab and Sind Bank
This bank is offering a maximum interest rate of 6.80% per annum. The rate is 6.10% for one year and 6.10% for five years. This is a good option for those looking for stable returns. Its network is spread across the country.
Indian Overseas Bank
This bank’s maximum FD interest rate is 6.75%. The rate is 6.60% for one year and 6.30% for five years. Long term investors can get safe and stable returns here.
Bank of Maharashtra
Bank of Maharashtra is offering a maximum interest of up to 6.70%. The rate is 6.20% for one year and 6.10% for five years. This is also a reliable government option for investors.
Indian Bank
Indian Bank’s maximum FD interest rate is 6.70%. The rate is 6.10% for one year and 6% for five years. Customers looking for stable returns can invest here.
SBM Bank India
If we talk about private banks, SBM Bank India is offering maximum FD interest up to 7.50%. The rate is 7.05% for one year and 7.50% for five years as well.
Bandhan Bank
The maximum FD interest rate of Bandhan Bank is 7.40%. The rate is 7.25% for one year and three years, while the rate is 5.85% for five years.
DCB Bank
DCB Bank is offering maximum interest up to 7.40%. The rate is 7% for one year and three years, while the rate is also 7% for five years.
Jammu & Kashmir Bank
Jammu & Kashmir Bank is offering maximum interest up to 7.30%. The rate is 6.75% for one year and three years, while the rate is 6.50% for five years.
RBL Bank
The maximum FD interest rate of RBL Bank is 7.20%. The rate is 7% for one year tenure, 7.20% for three year tenure and 6.70% for five year tenure. (Source: Website of all banks).
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