FD Rates: Suryoday Small Finance Bank has increased fixed deposit (FD) and savings account interest rates for its customers, offering a gift to its customers. The new FD rates came into effect on October 8, 2025.
The new savings account interest rates will be effective from October 1, 2025. With this change, bank customers will now be able to earn higher returns on medium- and long-term deposits.
New FD rates (applicable for deposits less than Rs 3 crore)
Now, interest rates on bank fixed deposits will range from 4% to 8.05%. The highest interest rate of 8.05% will be available on FDs with a 5-year term. This rate is considered very attractive for long-term investors. Interest rates on short-term FDs, i.e., those with less than one year, start at 4%.
Interest rates by period
7 to 14 days: 4%
15 to 45 days: 4.25%
46 to 90 days: 4.50%
91 days to 6 months: 5%
6 months 1 day: 6.75%
9 months to less than 1 year: 6%
1 year: 7.40%
1 to 3 years: 7.25%
5 years: 8.05% (highest)
5 years to 10 years: 7.25%
Interest Rates for Senior Citizens
Senior citizens have been given an additional benefit by the bank. They will receive 0.15% to 0.20% higher interest rates than regular customers. This means they will now receive interest rates ranging from 4.20% to 8.10%.
7 to 14 days: 4.20%
91 days to 6 months: 5.20%
1 year: 7.60%
5 years: 8.10% (highest)
5 to 10 years: 7.45%
This scheme is a better option for safe and permanent income for senior citizens.
New interest rates on savings accounts
For amount up to Rs 1 lakh: 2.50%
₹1 lakh to ₹5 lakh: 3%
₹5 lakh to ₹10 lakh: 6.25%
₹10 lakh to ₹5 crore: 7.50%
₹5 crore to ₹25 crore: 7.75% (highest)
Customers with balances greater than ₹25 crore will receive customized interest rates, which can be found by contacting the bank. Suryoday Small Finance Bank’s new interest rates can benefit everyone, from ordinary investors to senior citizens, especially those seeking safe investments with good returns.
