FD or fixed deposit investors in India now have a wide range of interest rate options available. Several leading banks are offering attractive FD interest rates with excellent returns in October 2025. Choosing the right bank before investing is crucial for maximizing profits.
IDFC First Bank and IndusInd Bank offer the strongest interest rates, at up to 7.50%, while senior citizens can get rates up to 8%. DCB Bank offers 8% on 36-month FDs and 8.5% for senior citizens. Deutsche Bank offers 7.75% for 2-3 year deposits. Yes Bank offers 7.75% for general customers and 8.25% for senior citizens on FDs with 18-36 months.
RBL Bank offers 7.50% interest for general customers and up to 8% for senior citizens on 2- to 3-year FDs. SBM Bank also offers 8.25% interest on 3- to 5-year FDs. Bank of Bandhan offers 8% interest on 600-day FDs and 8.50% for senior citizens.
HSBC Bank and Karur Vysya Bank also offer FDs at interest rates ranging from 7.50% to 8%, making the investment even more attractive.
Interest rates may vary slightly across these banks depending on the fixed deposit term, so it’s important to gather complete information before investing to make the right choice. Special senior citizen interest rates offer a particularly good option for older investors.
FD investments not only provide investors with safe returns but also protect their capital. Therefore, it’s wise to invest in long-term FDs offered by banks with good interest rates.
