Recently, the EPFO has revised its withdrawal guidelines for members. These rules are effective from October 13, 2025. Let’s find out more…
EPFO Pension Rules: The Employees’ Provident Fund Organization (EPFO) recently amended its rules, providing significant relief to its employees. The EPFO has revised its withdrawal guidelines for members. This will affect withdrawals from both EPF (Provident Fund) and EPS (Pension Fund). These rules are effective from October 13, 2025.
What changes has the EPFO made for EPS members?
Recently, the EPFO updated the conditions for partial withdrawals from PF and EPS. The rules are now simpler and more digital, allowing members to easily manage their accounts according to their needs.
5 Major Changes to EPS
Now, 36 months are required for EPS withdrawals.
Now, if an employee leaves their job or becomes unemployed, they will be able to withdraw EPS funds only after 36 months have passed. Previously, this period was only 2 months.
Pension payment system now fully digital
EPFO has launched the Centralized Pension Payment System (CPPS) for EPS pensioners. Under this system, pensioners can now receive their pension from any bank branch, regardless of where their PPO (Pension Payment Order) was issued.
Preparations to Increase Minimum Pension Amount
Under EPS-95, the current minimum pension is ₹1,000 per month, which was fixed almost 11 years ago. Now, the Parliamentary Standing Committee on Labor has reviewed this amount and recommended an increase. While this decision is still under consideration, it is expected that an increase in the minimum pension may be announced in the coming months.
EPS-95 Scheme Review and Reform Process Begins
The EPFO and the Ministry of Labor have indicated that a comprehensive review of the EPS-95 scheme will be completed soon. Following this review, the scheme is likely to be updated to take into account current economic conditions and rising living costs.
