Millions of people have become unemployed during the Corona period. To help such people, the government has started a scheme to provide loans at low interest. The name of this scheme is PM Swanidhi (PMSVANidhi). Under this, the government will provide a loan of 10,000 rupees to those who install street-rails and open salons. The special thing is that you can apply online for this loan as well.

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Let us know its entire process

– Apply online through the app or website. For the micro-credit facility scheme PM Swanidhi (PMSVANidhi), you can apply online through both mobile app and website. On Google Play Store, you can download the PMSVANidhi app for free in your phone.

How to do what?

After this you have to go to or you can download the mobile app.  you have to click on the option for Apply for Loan. After this, you can login by entering mobile number and OTP. For login, use the same mobile number, which is linked to your Aadhar card and bank account.

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What will it take?

you will have to provide some important information like claim form, two revenue stamps, address proof, identity proof, bank account statement and father’s name, date of birth. After this, you also have to attach a cancel blank check. After filling the form, you will get a message related to the loan on the mobile number.

The entire money will come in three times,

under this scheme, the entire money will come in your account in three times. One installment will be available every three months. You will get this loan at seven percent interest. If you do not understand this process and you cannot apply online by yourself, then you can apply for it by going to any cyber cafe or common service center.


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